¿Qué comisiones me pueden aplicar a la hora de comprar un fondo de inversión?
A la hora de invertir, uno de los factores que puede condicionar que lo hagamos en un activo u otro, es la comisión que tenga el activo. Los fondos de inversión es uno de los activos que más dudas suele generar en este aspecto, ya que a la hora de mirar el folleto informativo de un fondo, aparecen ciertas comisiones y gastos que podemos no tener claro si se nos van a aplicar o no.
Costes directos e indirectos
En primer lugar, antes de pasar a ver las comisiones que puede cobrar un fondo de inversión, debemos de tener claro que hay una serie de comisiones que el fondo descuenta del patrimonio gestionado y que por tanto se descuentan del valor liquidativo del mismo; y existen otras comisiones que se pueden descontar de la cuenta corriente.
Las comisiones que el fondo descuenta del patrimonio, se denominan comisiones indirectas, ya que no las pagamos directamente en cuenta, si no que nos minoran la rentabilidad que nos proporciona el fondo; mientras que las comisiones que se nos carguen en cuenta corriente por tener ese fondo de inversión, se denominarían comisiones directas.
Costes indirectos
Veamos algunos tipos de comisiones indirectas en un fondo de inversión.
Comisión de Gestión: Es la principal comisión de un fondo de inversión, y se trata de la comisión que el fondo cobra por gestionar el patrimonio. Con esta comisión se paga a los gestores y otro tipo de gastos internos que pueda tener el fondo para su funcionamiento, como gastos de auditoría por ejemplo.
Comisión de Éxito: Comisión que puede cobrar la gestora del fondo, si este llega a un nivel de rentabilidad mínimo y fijado de antemano.
Comisión de Depósito: Comisión que puede cobrar la gestora del fondo por el depósito y custodia de los activos que tiene dentro del fondo de inversión y que repercute al cliente.
Comisión de Suscripción: Comisión que puede cobrar la gestora del fondo porque el inversor compre participaciones de su fondo.
Comisión de Reembolso: Comisión que puede cobrar la gestora del fondo por vender las participaciones de su fondo.
Costes directos
Veamos algunos tipos de comisiones directas en un fondo de inversión.
Comisión de Suscripción: Comisión que puede cobrar la entidad que comercializa el fondo por comprarlo. No hay que confundir esta comisión que cobra la entidad comercializadora, es decir el banco, con la que puede cobrar la gestora del fondo. Son comisiones diferentes.
Comisión de Reembolso: Comisión que puede cobrar la entidad que comercializa el fondo por venderlo. Al igual que en el caso anterior, no confundir la comisión que puede cobrar la comercializadora con la que puede cobrar la gestora.
Comisión de Custodia: Comisión que puede cobrar la entidad que comercializa el fondo por tener el fondo depositado. Suele ser una comisión anual, pero pagadera trimestralmente.
Oh my goodness! Incredible article dude! Thank you, However I am having problems with your RSS.
I don’t know the reason why I can’t join it.
Is there anybody having identical RSS problems? Anyone who knows the solution can you kindly respond?
Thanx!!
Heya i’m for the first time here. I came across this board and I find It really
useful & it helped me out much. I hope to give something back and help others like you helped me.
It’s awesome in support of me to have a web site, which is
beneficial in favor of my knowledge. thanks
admin
Hi there very nice blog!! Guy .. Excellent .. Wonderful ..
I will bookmark your web site and take the feeds additionally?
I’m satisfied to find so many helpful info here in the put up, we want
develop more strategies in this regard, thank you for sharing.
. . . . .
Excellent beat ! I wish to apprentice while you amend your website, how could i subscribe for a blog website?
The account aided me a acceptable deal. I had been a little bit acquainted of this your broadcast offered bright clear concept
Heya i’m for the primary time here. I came across this board and I find It truly
useful & it helped me out a lot. I’m hoping to offer something
again and help others like you aided me.
There is definately a lot to find out about this topic.
I like all of the points you’ve made.
It’s very trouble-free to find out any matter on web as compared to textbooks, as I found this piece of writing at this web page.
I was curious if you ever considered changing the structure of your website?
Its very well written; I love what youve got to say.
But maybe you could a little more in the way of content so people could connect with it
better. Youve got an awful lot of text for only having 1 or 2 pictures.
Maybe you could space it out better?
Hi there. I found your website via Google at the same time as looking for a similar topic, your site came up. It appears good. I have bookmarked it in my google bookmarks to visit then.
Great website! I am loving it!! Will be back later to read some more. I am taking your feeds also
You made a few nice points there. I did a search on the subject and found most persons will agree with your blog.visit my webpage.
There is apparently a lot to know about this. I feel you made various good points in features also.have a wonderful day.
Hello would you mind sharing which blog platform you’re working with?
I’m going to start my own blog in the near future but I’m
having a hard time deciding between BlogEngine/Wordpress/B2evolution and Drupal.
The reason I ask is because your design and style
seems different then most blogs and I’m looking for something
completely unique. P.S My apologies for getting off-topic but I had to ask!
naturally like your website but you need to check the spelling on quite a few of your posts.
Several of them are rife with spelling problems and I to find it very troublesome to tell the
reality then again I’ll definitely come back again.
Hi, i think that i saw you visited my site
thus i came to return the favor?.I’m trying to in finding issues to improve my site!I assume its good enough to
make use of some of your ideas!!
Hello there, I found your site via Google while searching for a related topic,
your web site got here up, it seems to be good. I have bookmarked it in my google bookmarks.
Hi there, just become alert to your weblog via Google, and found
that it is truly informative. I’m gonna watch out for
brussels. I’ll be grateful in the event you continue this in future.
Lots of people will likely be benefited out of your writing.
Cheers! adreamoftrains web hosting
You have made some decent points there. I
looked on the net for additional information about the issue
and found most people will go along with your views on this web site.
If some one desires to be updated with most recent technologies afterward he must be go to see this website and be up to date every day.
This paragraph is truly a good one it helps new internet visitors, who are wishing in favor of blogging.
Hey There. I found your blog using msn. This is a really well written article.
I’ll be sure to bookmark it and come back to read more of your useful information. Thanks for the post.
I’ll definitely return.
Remarkable! Its in fact remarkable article, I have got much clear idea on the topic of from this paragraph.
I think this is one of the most important information for me.
And i’m glad reading your article. But want to remark on few general things,
The site style is wonderful, the articles is really nice :
D. Good job, cheers
It’s great that you are getting thoughts from this article as well as from our dialogue made here.
cheap flights 3gqLYTc
I couldn’t resist commenting. Very well written! 3gqLYTc cheap flights
Fastidious respond in return of this issue with real arguments and explaining
everything regarding that.
If you are going for best contents like I do, simply go to see this site daily because it offers quality contents, thanks 32hvAj4 cheap flights
I was able to find good information from your content.
Write more, thats all I have to say. Literally,
it seems as though you relied on the video to
make your point. You definitely know what youre talking
about, why throw away your intelligence on just posting videos to your weblog when you could be giving us something enlightening
to read?
Hi fantastic website! Does running a blog like this take a great deal of work?
I have absolutely no understanding of coding but
I had been hoping to start my own blog soon. Anyways, should
you have any recommendations or techniques for new
blog owners please share. I know this is off topic however I simply had to ask.
Thanks a lot!
Hi there, I enjoy reading all of your post. I wanted to write a
little comment to support you.
I’ve been browsing online more than 3 hours today, yet I never
found any interesting article like yours. It is pretty worth enough for
me. Personally, if all webmasters and bloggers made good content as you did, the web will
be a lot more useful than ever before.
Por otra parte, puede interesarte un reloj con una pantalla refulgente
de diferentes colores o con proyector dependiendo de la iluminación.
Desde el sistema mas básico para cumplir con la ley real, hasta los más sofisticados sistemas
de fichaje y cálculo de tiempos pra gestionar miles de empleados y muchas terminales.
Marcha con perfección y da la hora también con reflejo
en la pared .
At this time it appears like Drupal is the preferred blogging platform available right now.
(from what I’ve read) Is that what you are
using on your blog?
This particular allows the laser’s individual beam to excite the caesium atoms
at two different energy levels.
Please let me know if you’re looking for a writer for your blog.
You have some really good posts and I believe I would be a good asset.
If you ever want to take some of the load off, I’d love to write some articles for your blog in exchange for a
link back to mine. Please shoot me an email if interested.
Thanks!
Also visit my web-site … joe biden hat
O Relógio sobre Madeira Bobo Bird Led é um produto exclusivo, desenvolvido para os indivíduos que valorizam acessórios
distintos e únicos.
It is the best time to make some plans for the
longer term and it is time to be happy. I’ve learn this submit
and if I may just I wish to suggest you some attention-grabbing things or suggestions.
Maybe you can write next articles referring to this article.
I wish to learn more issues about it!
This piece of writing presents clear idea for the new users of blogging, that actually how to do blogging.|
After I originally left a comment I seem to have clicked on the -Notify me when new comments are added- checkbox and now every time a comment is added I recieve four emails with the exact same comment. Perhaps there is a way you are able to remove me from that service? Appreciate it!|
Thanks for finally writing about > %blog_title% < Liked it!|
I blog quite often and I really thank you for your information. The article has really peaked
my interest. I am going to take a note of your blog and keep
checking for new details about once per week.
I opted in for your RSS feed as well.
When some one searches for his essential thing, so he/she wishes to be available that in detail, therefore that thing is maintained over here.|
When someone writes an post he/she keeps the plan of a user in his/her brain that how a user can know it. So that’s why this paragraph is perfect. Thanks!|
As the admin of this website is working, no doubt very quickly it will be famous, due to its feature contents.
Everything is very open with a really clear clarification of the challenges.
It was definitely informative. Your website is extremely helpful.
Thank you for sharing!
Look at my site: Savage Grow Reviews
Wow, amazing weblog structure! How long have you ever
been running a blog for? you made running a blog
glance easy. The full look of your website is fantastic, let alone the content material!
Ahaa, its nice dialogue on the topic of this post here at this weblog, I
have read all that, so now me also commenting at this place.
I love your blog.. very nice colors & theme. Did you design this
website yourself or did you hire someone to do it for you? Plz respond as I’m looking to construct my own blog
and would like to find out where u got this from. thanks a lot
Regards for helping out, good information.
Also visit my website – Aktiv Keto Pills
Awesome blog! Is your theme custom made or did you download it from somewhere?
A theme like yours with a few simple adjustements would really make my blog
stand out. Please let me know where you got your design. With
thanks
Hi there Dear, are you in fact visiting this web site on a regular basis, if so
then you will definitely get fastidious experience.
Check out my website :: Artemis DX8000 Flashlight Review
Hello there, just became aware of your blog through Google, and
found that it is really informative. I’m gonna watch out for brussels.
I’ll be grateful if you continue this in future. Lots of people will be benefited from your writing.
Cheers!
I have been absent for a while, but now I remember why I used to love this website.
Thanks, I will try and check back more often. How frequently you update your web site?
Also visit my site – Artemis Flashlight
Does your website have a contact page? I’m having
a tough time locating it but, I’d like to send you an email.
I’ve got some ideas for your blog you might be interested
in hearing. Either way, great blog and I look forward to seeing it
expand over time.
We evaluation free too play MMORPGs, MMOs, pay to play subscription MMORPGs, Buy to Play MMORPGs, Browser MMOs, and even Mobile MMORPGs.
I couldn’t resist commenting. Well written!
Nice blog here! Also your site loads up very fast! What
web host are you using? Can I get your affiliate link to your host?
I wish my site loaded up as fast as yours lol
Hi there, You’ve done a great job. I’ll certainly digg it and personally
suggest to my friends. I’m confident they will be benefited from this web site.
Because the admin of this website is working, no hesitation very quickly it will
be renowned, due to its quality contents.
My page Keto Slim Cuts Reviews
Good information. Lucky me I recently found your blog by accident (stumbleupon).
I’ve bookmarked it for later!
Also visit my web-site: Full Releaf CBD
I’d perpetually want to be update on new articles
on this web site, saved to my bookmarks!
Take a look at my web-site: more
I was able to find good advice from your blog posts.
Excellent goods from you, man. I’ve understand your stuff previous to and you’re just
too fantastic. I actually like what you’ve acquired here, certainly like what you are stating and the way in which you say it.
You make it enjoyable and you still care for to
keep it sensible. I can not wait to read much more from you.
This is actually a great web site.
Also visit my page; Lumo Stat Cream
So, on this guide, we’ll tell you all issue settings in The Last of Us 2 aand how to change them.
What’s up, its nice paragraph concerning media print, we all be
aware of media is a fantastic source of information.
Also visit my web page: Grow Max Pro Reviews
I blog quite often and I seriously thank you for your content.
The article has really peaked my interest. I am going to bookmark your website and keep checking for new information about once a week.
I subscribed to your RSS feed as well.
Here is my webpage … bokep
I am not sure where you are getting your information, but great
topic. I needs to spend some time learning more or understanding more.
Thanks for wonderful info I was looking for this info for my mission.
Pretty much everything from ver 1.1 ended up being leaked previous to its launch on November 11.
Superb, what a weblog it is! This webpage presents valuable facts to
us, keep it up.
My blog post; Sound Stack Pro Earbuds
You can take into conssideration the artifacts like an armor system from the Diablo
series.
If you would like to take much from this paragraph then you have to apply these strategies to your won webpage.|
Hi there, the whole thing is going fine here and ofcourse every one is
sharing information, that’s in fact good, keep up writing.
Thank you for sharing your thoughts. I really appreciate
your efforts and I am waiting for your further post thanks
once again.
Here is my web site marure Francaise
I really like your writing style, fantastic info, thank you for putting
up :D.
Here is my web blog :: we buy junk cars for cash near me
Howdy would you mind letting me know which webhost you’re using? I’ve loaded your blog in 3 different web browsers and I must say this blog loads a lot faster then most. Can you recommend a good web hosting provider at a reasonable price? Cheers, I appreciate it!|
For newest news you have to pay a quick visit web and on world-wide-web I found this
site as a finest web page for most recent updates.
free dating online,dating site
free dating,dating site http://freedatingste.com/