¡Es posible llegar con éxito a la jubilación si se planifica con tiempo!

En nuestro artículo de hoy, queremos hacerles un par de preguntas que quizás no se han planteado:

¿Saben cual ha sido la tasa de inflación media en 2018?

¿Saben cual ha sido la rentabilidad media de los depósitos a un año en 2018?

Actualmente, el dinero en depósitos o cuenta corriente pierde poder adquisitivo.


Antes de responder a estas preguntas, nos gustaría hacer una observación que quizás les pueda parecer excesivamente dura, pero que es totalmente cierta. Desde un tiempo a esta parte, y probablemente durante bastante más tiempo, su dinero ha perdido y perderá valor, o lo que es lo mismo, sus ahorros en cuenta corriente han perdido poder adquisitivo mes tras mes.

La inflación media, es decir, lo que suben los precios, durante 2018, se ha situado en los entornos de un 2,20%; mientras que la rentabilidad media de los depósitos a un año, apenas renta una cuarta parte de la inflación.

Esta situación, es algo totalmente opuesto a lo que se necesita para ir generando un ahorro que nos ayude a afrontar la jubilación.


Es necesario invertir para sacar rendimiento a nuestro dinero.


De un tiempo a esta parte, hemos venido incidiendo en la necesidad de comenzar a plantearse cuando antes, la jubilación, y hemos profundizado en activos como los fondos de inversión o los planes de pensiones para ello. También hemos hecho referencia a los niveles de riesgo, así como a la importancia de la diversificación a la hora de configurar una buena cartera de ahorro a largo plazo. Hoy, queremos incidir, en la necesidad de generar rentabilidades por encima de la inflación para que esa jubilación futura pueda afrontarse de la mejor manera posible.

También es importante plantearse la inversión, como algo que debemos de planificar durante todo el año, no sólo en la parte final del año, donde las aportaciones a los planes de pensiones están a la orden del día, especialmente para tratar de aprovechar las ventajas fiscales de éstos, antes de que termine el ejercicio fiscal.

Ahorrar e invertir deben de ir de la mano.


Por último, también nos gustaría volver a matizar, que ahorrar e invertir, pueden ir perfectamente de la mano, y que ser inversor no implica necesariamente tener que asumir grandes riesgos. Cada inversor, puede decidir voluntariamente, el riesgo que está dispuesto a asumir, pero debe tener siempre en cuenta el binomio rentabilidad-riesgo, es decir, a mayor rentabilidad objetivo, mayor riesgo o volatilidad podrá tener nuestra inversión.

También es cierto, que el campo de las inversiones puede resultar complicado para la mayor parte de los ahorradores, por lo que es importante que para evitar que las limitaciones por tiempo o desconocimiento nos impidan invertir nuestros ahorros, contemos con la ayuda de los profesionales que se dedican a asesorarnos en materia financiera.


66 comentarios
  1. would g Dice:

    It’s really very difficult in this active life to listen news on Television, thus I simply use
    web for that reason, and obtain the hottest news.

  2. spcuniversity.privatesidesolutions.com Dice:

    Hello! Quick question that’s completely off topic.
    Do you know how to make your site mobile friendly?
    My weblog looks weird when browsing from my iphone4. I’m trying to find a theme or plugin that might be able to correct this problem.
    If you have any recommendations, please share.
    Appreciate it!

  3. tinyurl.com Dice:

    Good day I am so happy I found your weblog, I really found you
    by mistake, while I was researching on Aol for something
    else, Nonetheless I am here now and would just like to say many
    thanks for a tremendous post and a all round thrilling blog (I also love the theme/design), I don’t have time
    to browse it all at the minute but I have saved it and also included your RSS
    feeds, so when I have time I will be back to read a lot more,
    Please do keep up the great b.

  4. tinyurl.com Dice:

    Hello! Do you know if they make any plugins to assist with
    SEO? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing
    very good success. If you know of any please share. Thank you!

  5. cbd oil that works 2020 Dice:

    I know this if off topic but I’m looking into starting my own blog and was wondering what all is required
    to get set up? I’m assuming having a blog like yours would cost a pretty penny?
    I’m not very internet smart so I’m not 100% certain. Any
    tips or advice would be greatly appreciated. Thanks

  6. cbd oil that works 2020 Dice:

    hello there and thank you for your info – I’ve certainly picked up something new from right
    here. I did however expertise several technical issues using this site, as I experienced to reload the site many times previous to
    I could get it to load properly. I had been wondering if your web host is OK?

    Not that I am complaining, but sluggish loading instances times will sometimes affect your placement in google
    and can damage your high-quality score if advertising and marketing with Adwords.
    Well I’m adding this RSS to my email and could look out for
    much more of your respective exciting content. Make sure you update this again soon.

  7. web hosting Dice:

    Pretty component to content. I simply stumbled upon your website and
    in accession capital to claim that I acquire actually loved account your weblog
    posts. Any way I’ll be subscribing for your augment or even I success
    you access persistently quickly.

  8. web hosting sites Dice:

    You actually make it appear so easy along with your presentation however I to find
    this topic to be really one thing that I feel I’d never understand.
    It seems too complicated and extremely wide for me. I’m taking
    a look ahead in your next publish, I will attempt to get the grasp
    of it!

  9. justfly cheap flights Dice:

    Great blog right here! Also your site a lot up very fast!
    What web host are you the use of? Can I am getting your affiliate
    link to your host? I want my web site loaded up
    as quickly as yours lol

  10. cheap flights with jet2 sale flights Dice:

    I’d like to thank you for the efforts you’ve put
    in penning this site. I’m hoping to check out the same high-grade blog posts by you later on as well.
    In truth, your creative writing abilities has inspired me to get
    my own, personal website now 😉

  11. website host Dice:

    Hi I am so thrilled I found your site, I really
    found you by mistake, while I was researching on Aol for something else, Anyways I am here
    now and would just like to say many thanks for a
    fantastic post and a all round enjoyable blog (I also love the theme/design), I don’t have time to browse it all at the minute but I
    have bookmarked it and also added your RSS
    feeds, so when I have time I will be back to read much more, Please do keep up the fantastic b.

  12. content hosting Dice:

    Hey there! Quick question that’s totally off topic.
    Do you know how to make your site mobile friendly? My weblog looks weird when browsing from my apple iphone.

    I’m trying to find a theme or plugin that might be able to resolve this issue.
    If you have any suggestions, please share. Many thanks!

  13. best web hosting Dice:

    My programmer is trying to persuade me to move to .net from PHP.
    I have always disliked the idea because of the expenses.

    But he’s tryiong none the less. I’ve been using WordPress on several websites for about a year
    and am nervous about switching to another platform.
    I have heard fantastic things about blogengine.net.
    Is there a way I can import all my wordpress posts into it?
    Any help would be really appreciated!

  14. cheap flights Dice:

    Do you mind if I quote a couple of your articles as long as I provide credit and sources
    back to your blog? My website is in the exact same area of interest as yours and my users
    would really benefit from some of the information you provide here.
    Please let me know if this okay with you. Many thanks!

  15. best website hosting Dice:

    Hey! This is kind of off topic but I need some guidance from an established blog.
    Is it tough to set up your own blog? I’m not very techincal but I can figure
    things out pretty quick. I’m thinking about making my
    own but I’m not sure where to begin. Do you have any tips
    or suggestions? Many thanks

  16. black mass Dice:

    Hello! This post could not be written any
    better! Reading through this post reminds me of my
    old room mate! He always kept talking about this.
    I will forward this post to him. Fairly certain he will have a good
    read. Thank you for sharing!

  17. best web hosting sites Dice:

    Good post. I learn something new and challenging on blogs I stumbleupon on a daily basis.
    It will always be exciting to read through articles from other authors and use a little something from their websites.

  18. Lonna Tupacyupanqui Dice:

    I simply want to mention I am newbie to blogging and absolutely loved your web-site. Likely I’m going to bookmark your blog post . You amazingly come with excellent stories. Thanks for sharing your blog site.

  19. thefeed Dice:

    Ahaa, its nice discussion on the topic of this article here at this weblog, I have read all that, so at this time me also commenting at this place.|

  20. Micki Dice:

    Hello would you mind sharing which blog platform you’re
    using? I’m looking to start my own blog soon but I’m having a hard
    time making a decision between BlogEngine/Wordpress/B2evolution and Drupal.
    The reason I ask is because your design seems different then most blogs and I’m looking for something unique.
    P.S Apologies for getting off-topic but I had to ask!

  21. the feed Dice:

    I’m not sure exactly why but this blog is loading very slow for me. Is anyone else having this problem or is it a issue on my end? I’ll check back later on and see if the problem still exists.|

  22. Lola Dice:

    You actually make it appear really easy together with your presentation but I in finding this matter
    to be actually one thing that I feel I would by no means understand.
    It sort of feels too complex and extremely vast for me.
    I’m having a look ahead in your next put up, I
    will attempt to get the hold of it!

  23. Selena Dice:

    Howdy! I could have sworn I’ve been to this website before but after
    browsing through some of the post I realized it’s new to me.
    Nonetheless, I’m definitely happy I found it and I’ll
    be bookmarking and checking back frequently!

  24. Janessa Dice:

    I’ve been browsing online greater than 3 hours as of
    late, yet I by no means discovered any attention-grabbing article like yours.

    It’s pretty value enough for me. In my opinion, if all
    webmasters and bloggers made excellent content as you probably did, the web
    will be a lot more useful than ever before.

  25. Stanton Dice:

    Great post. I was checking constantly this blog and I’m inspired!

    Very helpful information specially the ultimate section 🙂 I take care of such
    information much. I was looking for this certain info for a very long time.
    Thanks and best of luck.

  26. Nestor Dice:

    Thank you, I’ve just been searching for info about this subject for ages and yours is the best I’ve found
    out till now. But, what in regards to the conclusion? Are you certain concerning the supply?

  27. Emanuel Dice:

    I every time used to read article in news papers but now as I am a user
    of internet so from now I am using net for articles or reviews, thanks to web.

  28. Sheri Dice:

    Write more, thats all I have to say. Literally, it seems as though
    you relied on the video to make your point. You obviously know what youre talking
    about, why throw away your intelligence on just posting videos to your site when you could
    be giving us something informative to read?

  29. Dong Dice:

    Hey there! Would you mind if I share your blog with my myspace group?

    There’s a lot of folks that I think would really enjoy your content.
    Please let me know. Thanks

  30. Ketomentin Review Dice:

    Hello there! I know this is somewhat off topic but I was wondering
    if you knew where I could find a captcha plugin for my comment form?
    I’m using the same blog platform as yours and I’m
    having difficulty finding one? Thanks a lot!

    Look into my blog post :: Ketomentin Review

  31. superbeets review Dice:

    I don’t even know how I ended up here, but I thought this post was great. I don’t know who you are but certainly you’re going to a famous blogger if you aren’t already 😉 Cheers!|

  32. สมัคร W88 Dice:

    อาทิเช่นเอกสารสิทธิ์ที่ถูกต้อง ทีมเกื้อหนุนลูกค้าที่รอตอบคำถาม ตัวเลือกของเกมและแน่นอนตัวเลือกของโบนัสที่มีจำนวนเงินสูงและก็ยอดนิยมสูงที่สุดนั้นฟรีโบนัสไม่ต้องฝาก คนที่ประทับใจสล็อตใหม่ปัจจุบัน 2020 คงจะเห็นด้วยเยอะมากๆ มันไม่มีอะไรดีไปกว่าฟรีสปินที่ใช้เล่นกับเกมโปรดโดยยิ่งไปกว่านั้นที่ได้รับโดยไม่ต้องฝากเงิน

    คุณต้องระมัดระวังในการเลือกคาสิโนออนไลน์ที่มีชื่อรวมทั้งปลอดภัยแค่นั้น ก่อนที่จะเลือกรับคาสิโนโบนัส100% จากข้อเสนอแนะของคาสิโน

    ในหน้านี้พวกเราจะอธิบายทุกสิ่งที่คุณจำเป็นที่จะต้องทราบเกี่ยวกับการแจกฟรีสปิน 2020 รวมทั้งแบ่งปันรายนามคาสิโนออนไลน์เป็นที่ยอมรับค่าเงินไทยรวมทั้งดอลล่าร์ คาสิโนแจกเครดิตฟรี ไม่ต้องฝาก ถอนได้
    2020 คาสิโนออนไลน์ชอบให้คำแนะนำประเภทนี้และก็จะช่วยทำให้คุณได้รับเงินจริงเพิ่มมากขึ้นถ้าคุณกระทำตามอย่างถูกทาง เหมือกับที่เว็บไซต์
    W88 พนันออนไลน์ กีฬา คาสิโน ตรงนี้คุณจะเจอข้อเสนอฟรีสปินไม่ต้องฝาก 2020 ที่ร้อนแรงที่สุดในประเทศไทย รวมทั้งเวอร์ชั่นโทรศัพท์มือถือแล้วก็ได้เล่าเรียนจุดเด่นจุดด้วยของการใช้โบนัสฟรีสปินในระหว่างการเล่นพนันออนไลน์ของคุณ
    ฟรีสปินแบบไม่ฝากเงิน หรือ ฟรีสปินเครดิตฟรีของสล็อตออนไลน์เรียกว่าเป็นเกมที่ได้รับความนิยมเยอะที่สุดในบรรดาสินค้าการเดิมพันออนไลน์ทั้งหมดทั้งปวงรวมทั้งมีเหตุผลสำหรับที่มาความชื่นชอบดังที่กล่าวผ่านมาแล้วนี้

Dejar un comentario

¿Quieres unirte a la conversación?
Siéntete libre de contribuir!

Deja una respuesta

Tu dirección de correo electrónico no será publicada.